Structured settlements are often created for individuals who want guaranteed tax-free income over the course of several years or for a lifetime. Here are typical scenarios:

  • Temporary or permanently disabled injured parties.
  • Individuals attempting to retain some portion of their settlement for future use.
  • Total or partial wage loss for any period of time.
  • Guardianship cases, including minors.
  • As an alternative to investing part of settlement proceeds.
  • Severe injury, especially shortened life expectancy, and the mentally incompetent.
  • Death cases with surviving spouse and/or children needing monthly/annual income.
  • Deferred payments for college funds, retirement, mortgages or attorney fees.
  • Workers’ compensation cases.
  • Any case where a secure, tax-free, high yield income makes sense.